Does anyone else find that the amount of verification required on most banking sites is rather too much to deal with? Why does the bank insist that I enter the city I live in when registering? Isn’t that in their records? And, really, if I’m spoofing somebody else’s identity and already have their street address, I probably have their city name too.
I’m all for privacy and ensuring that the right person is logging in. But at some point I have difficulty caring.
Part of the problem, actually, is that my needs for online banking are simple: I want to be able to see my account history. I don’t want complicated registration/login procedures for that. I don’t care if m0nk3yb()y in Topeka can figure out a way to see the size of my last paycheck deposit.
Perhaps some gradation in login would work. Imagine registering on your bank’s website and getting a form: “How would you like to register? You can register for a basic online account, which is simple and lets you see your information only. Or you can register for a full online account, which requires more verification and lets you do practically anything with your account.”
I dunno. I’m just frustrated because I can’t access any of my credit cards or banks online due to overly complicated verification systems.